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Long-Term Care Insurance: Who Needs It?

Tuesday, November 30th, 2010

We will all need long term care insurance at some point in our lives. The basic principle behind this financial term is ‘plan for your future early’. And while you are thinking of the future, consider inflation and the rise of costs and expenses. It only makes sense to secure your health starting today.

We came across this article which clears all confusion on who needs a Long-Term Care Insurance.


Financial Planning is Not Just for the Super Wealthy

Wednesday, April 14th, 2010

Financial planning is a step that every person, regardless of their bounds of wealth, should take advice from experts for. Most people feel financial guidance is only for the ultra rich. Well, wake up! It is, in fact needed by any person, regardless of gross income or savings!

Financial planning is the “Long-term profit planning aimed at generating greater return on assets, growth in market share, and at solving foreseeable problems – regardless of the level of possible investment.”

According to Noel Whittaker “Becoming wealthy is not a matter of how much you earn, who your parents are, or what you do… it is a matter of managing your money properly.”

The need for financial planning arises for multiple reasons. What exactly do you want to do with your money? Are you able to save even after paying all your bills? What would you like to give yourself at the end of a year of extremely hard work? A car? A Harley? May be a safe and secure home, which cannot be foreclosed?

A gambit of questions – and one answer to them all. I remember my nephew asking me when he was three why do we keep feeding his piggy bank, when he needs the dime for candy? I remember his mother telling him that he could buy himself a whole big bar of chocolate if he saved his dimes for three weeks in a row! The look on his face after that was to die for! We have a picture of him putting his dime in his piggy bank, today this boy having learnt the value of money through his dime stories – has just bought his own Chevy – at nineteen years of age.

A sensible financial plan is one, which can help you secure your future. You may not be earning millions, as long as you plan the dollars you earn, you can be certain of a protected future, at least financially. Don’t resist dropping a comment; I will most happily answer any query…